When you look after your health it makes it easier to look after everything else in your life. That includes relationships, work and finances.
By staying physically fit it can help motivate you to stay financially fit.
Alcohol, health and spending…
Have you noticed how great you feel when you give up drinking alcohol for a while? Do you get more done and feel more in control of your life? Most probably…
When you stop or cut back on drinking alcohol there’s less chance of dehydration, there’s no hangover headaches or regretting the overwhelming munchies you had at 2 am where you consumed a large kebab and cheesy chips.
At ten seconds to midnight on the last day of December, people count down and raise a glass as they transition from one year to the next. Some people commit themselves to a month of no alcohol for good health and good causes. Our recent survey revealed that 33% of our followers on social media took part in ‘Dry January’ this year.
That was good news because it is a known fact that if you look after your health you can maintain good focus and mindfulness making it easier to make smart decisions. We all know that alcohol can play with our emotions and when we are emotional we sometimes make rash decisions. For example, have you made some online purchases in the past that you wouldn’t have done if you hadn’t drunk a bottle of wine?
Excessive drinking = bad health and overspending.
Exercise and well-being
Doesn’t it feel great after you’ve done some physical activity that has given you a boost of endorphins? (once you have recovered from the exertion!)
Taking part in exercise gives you a positive goal and is rewarding and it doesn’t have to cost a lot of money. The price of a good, supportive pair of trainers can be all it takes to get you healthy in your mind and body, making you more productive. If you don’t want to join a gym or do a fitness class, you can go walking or set yourself the challenge of a fun run or even a marathon!
We were pleased to see that in our survey, 67% of our followers exercise more than three times a week and some were given FitBits as a Christmas gift.
FitBits (or equivalent) are brilliant devices worn on the wrist to monitor physical activity, calories burnt and even sleep. That information is key to help you get an understanding of some of your behaviour patterns and helps you monitor and assess your lifestyle.
Regular exercise = improved health and mindfulness helping you make good decisions.
A new year, a new you?
January is a month of battered bank accounts and New Year’s resolutions for some people. A lot of people’s New Year’s resolution is to get fit and healthy both personally and financially. They want to watch their figure and their bank account, make a diary of what they eat and spend, schedule workouts and their spending. That’s a great recipe for success if they want to become more body and money-wise.
Getting personally and financially fit should be on your list of things to do this year.
You can do this by…
- Being organised – to succeed in having a healthy and happy life you need to be organised because with organisation comes a large element of control. When you are in control of your life your existence becomes much easier
- Being mindful – that includes being aware of what you do when you do it and why you do it. What triggers your emotions that can affect your decision making and your money spending? For example, when people are depressed or in bad health it can lead to overspending by going online and buying things you really can’t afford
- Talking to someone – get advice if you are struggling to get control of your health or finances. State of mind is really important, feeling good about yourself reflects on your work and relationships. Physical and mental health is becoming more talked about and we all know that there are people who can help, support and guide you
There are some obvious steps that you can take to save money and make you healthier. We all live different lives, have different patterns and routines so you are the only ones who can highlight where changes can be made. Take a look at your life and make positive changes to save money.
Here are just 7 of the many steps you can take to help you get more control of your health and finances:
- Give up smoking – a packet of 20 cigarettes cost over £10. Do you smoke 20 a day? Stop and save yourself £280 a month and reduce your risk of lung cancer or other related diseases.
- Give up drugs – taking drugs can be a very expensive habit depending on what you are using and how often. A 3-gram bag of marijuana can cost around £20 in the UK. Drug addiction and abuse can lead to all sorts of serious health problems, physically and mentally.
- Cut back on or give up drinking alcohol – the UK has seen a big increase in the consumption of alcohol especially in women. Do you and other adults in your household consume a bottle of wine a day? Stop and save yourself at least £150 a month (that total is based on a bottle costing £6).
- Cut back on eating out in restaurants where it is tempting to consume high fat and sugary foods – when you are eating at home you know exactly what is going into the food and you can eat for a fraction of the price. Save eating out for a special treat.
- Eat a diet high in fibre – this can help you suppress your hunger and desire for high sugar carb foods cutting back on buying junk food and reducing food-related mood swings.
- Drink more water – not only is it really good for you to keep your body hydrated but it can fill you up suppressing your appetite which in turn means you will spend less money on food and alcohol.
- Walk whenever you can – not only is fuel for your vehicle expensive but the fumes aren’t good for the environment. If your journey to work or to drop the kids off at school is in walking distance, make that change
Stay in good health so you don’t need to pay for prescriptions. Currently, the cost per item on an NHS prescription is £9.
It’s important to remember that life is about getting a balance and you shouldn’t stop letting yourself have some treats and fun times now and then.
Being organised and mindful can help your well-being and bank balance.
- If you need debt help you can contact us today for advice
- If you need encouragement to improve your health and fitness there are plenty of different forms of exercise you can do, search online for classes and gyms near you
- Talk to your doctor about your health and fitness options on the NHS
- Find a life coach to guide and inspire you
- Join us on MoneyWise
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